Updated 27 August 2026 · VIC

Today's Rates

The sharpest rate in each product category, refreshed weekly. Owner-occupied and investor products available in Victoria.

Standard Variable

5.93%

p.a.

Bank of China

Discount Home Loan Owner Occupied <=80% LVR P&I Special

Basic Variable

5.94%

p.a.

HSBC

Home Value <50% LVR Variable Owner Occupied P&I (existing customers only)

Intro

5.88%

p.a.

Bank Australia

Clean Energy New Build <=90% LVR Owner Occupied P&I

Equity

6.59%

p.a.

AMP Bank

Professional Line of Credit <60% LVR $500k - $1m Investment

1 Year Fixed

6.19%

p.a.

Macquarie Bank

Offset Home Loan Package 1 Year Fixed Owner Occupied P&I <=70% LVR

2 Year Fixed

6.14%

p.a.

Macquarie Bank

Offset Home Loan Package 2 Year Fixed Owner Occupied P&I <=70% LVR

3 Year Fixed

6.09%

p.a.

Macquarie Bank

Basic Home Loan 3 Year Fixed Owner Occupied P&I <=70% LVR

4 Year Fixed

6.29%

p.a.

Macquarie Bank

Basic Home Loan 4 Year Fixed Owner Occupied P&I <=70% LVR

5 Year Fixed

6.10%

p.a.

Hejaz Financial Services

Gold 5 Year Fixed Investment 85% - 90% LVR <$3m Construction

7 Year Fixed

7.24%

p.a.

ANZ

7 Year Fixed <80% LVR Investment IO

10 Year Fixed

7.24%

p.a.

ANZ

10 Year Fixed <80% LVR Investment IO

Lenders we work with

58 lenders on the panel, from the majors to the specialists.

Includes the AFG Home Loans range: Align, Alpha, Bridge, Bright, Edge, Link, Options and Retro.

Not sure which rate suits you?

Our brokers compare dozens of lenders to find the right fit for your situation — at no cost to you.

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Disclaimer: Interest rates shown are indicative only and subject to change without notice. The sharpest advertised rate in each category is shown; eligibility, LVR, fees, charges, terms and conditions apply and may not reflect your individual circumstances. Confirm any rate with the lender before relying on it.