Updated 27 August 2026 · VIC

Today's Rates

The sharpest rate in each product category, refreshed weekly. Owner-occupied and investor products available in Victoria.

Standard Variable

5.93%

p.a.

Bank of China

Discount Home Loan Owner Occupied <=80% LVR P&I Special

Basic Variable

5.94%

p.a.

HSBC

Home Value <50% LVR Variable Owner Occupied P&I (existing customers only)

Intro

5.88%

p.a.

Bank Australia

Clean Energy New Build <=90% LVR Owner Occupied P&I

Equity

6.59%

p.a.

AMP Bank

Professional Line of Credit <60% LVR $500k - $1m Investment

1 Year Fixed

6.19%

p.a.

Macquarie Bank

Offset Home Loan Package 1 Year Fixed Owner Occupied P&I <=70% LVR

2 Year Fixed

6.14%

p.a.

Macquarie Bank

Offset Home Loan Package 2 Year Fixed Owner Occupied P&I <=70% LVR

3 Year Fixed

6.09%

p.a.

Macquarie Bank

Basic Home Loan 3 Year Fixed Owner Occupied P&I <=70% LVR

4 Year Fixed

6.29%

p.a.

Macquarie Bank

Basic Home Loan 4 Year Fixed Owner Occupied P&I <=70% LVR

5 Year Fixed

6.10%

p.a.

Hejaz Financial Services

Gold 5 Year Fixed Investment 85% - 90% LVR <$3m Construction

7 Year Fixed

7.24%

p.a.

ANZ

7 Year Fixed <80% LVR Investment IO

10 Year Fixed

7.24%

p.a.

ANZ

10 Year Fixed <80% LVR Investment IO

Lenders we work with

AFG Home Loans - Options

AMP Bank

ANZ

Australian Military Bank

Bank Australia

Bank of China

Bank of QLD

Firefighters Mutual Bank

Great Southern Bank

HSBC

Health Professionals Bank

Hejaz Financial Services

Heritage Bank

ING

Macquarie Bank

People First Bank

Pepper Money

Teachers Mutual Bank

UniBank

Not sure which rate suits you?

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Disclaimer: Interest rates shown are indicative only and subject to change without notice. The sharpest advertised rate in each category is shown; eligibility, LVR, fees, charges, terms and conditions apply and may not reflect your individual circumstances. Confirm any rate with the lender before relying on it.