Updated 18 May 2026 · VIC

Today's Rates

The sharpest rate in each product category, refreshed weekly. Owner-occupied and investor products available in Victoria.

Standard Variable

5.64%

p.a.

People First Bank

Basic Home Loan <70% LVR Owner Occupied P&I.

Basic Variable

5.64%

p.a.

Heritage Bank

Discount Variable Home Loan $20k+ <70% LVR Owner Occupied (Existing customers only)

Intro

5.63%

p.a.

Bank Australia

Clean Energy New Build <=90% LVR Owner Occupied P&I

Equity

6.69%

p.a.

AMP Bank

Professional Line of Credit 60% - 80% LVR $1m+ Investment

1 Year Fixed

6.24%

p.a.

ANZ

1 Year Fixed Interest In Advance <80% LVR Investment

3 Year Fixed

6.09%

p.a.

Bank Australia

Clean Energy New Build 3 Year Fixed <=90% LVR Owner Occupied P&I

4 Year Fixed

6.39%

p.a.

Bank of China

4 Year Fixed Owner Occupied P&I

5 Year Fixed

6.39%

p.a.

Australian Military Bank

5 Year Fixed Owner Occupied P&I

7 Year Fixed

7.24%

p.a.

ANZ

7 Year Fixed <80% LVR Owner Occupied P&I

10 Year Fixed

7.24%

p.a.

ANZ

10 Year Fixed <80% LVR Investment P&I

Lenders we work with

AFG Home Loans - Options

AMP Bank

ANZ

Australian Military Bank

Bank Australia

Bank of China

HSBC

Heritage Bank

Hume Bank

People First Bank

Pepper Money

Not sure which rate suits you?

Our brokers compare dozens of lenders to find the right fit for your situation — at no cost to you.

Speak to a broker

Disclaimer: Interest rates shown are indicative only and subject to change without notice. The sharpest advertised rate in each category is shown; eligibility, LVR, fees, charges, terms and conditions apply and may not reflect your individual circumstances. Confirm any rate with the lender before relying on it.