Financial solutions to keep your property business on The Move
If client finance is ever a barrier in your property sales business, it's time to make The Move. We're a merger of four broking firms managing over $1bn in loans, and proactive problem-solvers who keep your deals (and your commission) moving.
Tools that prove it
The same problem-solving, in your hands. Free to run. The lender-by-lender detail is members-only.
Settlement Shortfall Stress-Test
Protect your buyer and your commission: model a valuation shortfall before they sign.
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Income Serviceability Profiler
Don't lose a deal to one lender's income rules. See which lender places it.
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Off-the-Plan Lender-Fit Checker
Know it's financeable before you sell it: security checked against real lender policy.
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Income Annualisation Calculator
Annualise a client's year-to-date income the way a lender expects to see it.
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Proactive problem solvers, not order-takers
Whether you're weighing joining The Move, or you already sell our projects and haven't put your clients' finance through us yet: this is where your client and deal gets protected.
Residential mortgages
Experienced brokers, expertly trained and supported by best-in-field technology, so your client's finance keeps pace with the sale.
Specialised lending
SMSF, NDIS, low-doc, self-employed and structured lending: the complex deals that stall elsewhere.
Industry referrals
We negotiate reduced interest rates for property businesses that move volume with us.
Construction loans
Two-part contract expertise for houses and townhouses: the off-the-plan structure done right.
Today's sharpest rates
Updated 27 August 2026 · VIC
5.93%
Standard Variable
5.94%
Basic Variable
6.19%
1 Year Fixed
6.09%
3 Year Fixed
Lender policy moves, the moment they land
Rates and assessment criteria shift constantly across the panel. We track every change so a deal you're selling doesn't get caught out at the worst moment.
● Lender policy moves
ME · capitalise_lmi
Max O/O LVR 95% including LMI capitalisation. Max 90% LVR for all investment loans. All interest only loans max 80% LVR for O/O and 90% for investment loans. → Max LVR for all loans with no LMI 80% Max LVR with LMI for O/O and INV 95% Max LVR for O/O Interest Only is 90% including LMI and INV Interest Only 90% excluding LMI
BCU · existing_mortgage_diff_bank
Limit (bal+redraw+payment in advance) over remaining term at 9.05%. Int only over residual term → Limit (bal+redraw+payment in advance) over remaining term at 9.5%. Int only over residual term
Bank Australia · credit_card
Calculated on a percentage of the limit repaid over 3 years. Store & charge cards at 5% of total limit → Calculated on a percentage of the limit repaid over 3 years (includes store and charge cards)
Bank Australia · credit_card_if_paid_monthly
Calculated on a percentage of the limit repaid over 3 years. Store & charge cards at 5% of total limit → Calculated on a percentage of the limit repaid over 3 years (includes store & charge cards)
Let's solve your finance problem
Joining The Move, or already selling our projects and ready to put your clients' loans through us: tell us what you need and a broker will come back to you.